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National Capital Bank

Local banking that supports local business.

National Capital Bank works hand in hand with local businesses to both get them established and expand to new communities.

When DC dining landmark, The Salt Line, decided to open their doors in Arlington, they turned to NCB to realize their goals.
Products & Services

All the tools you need for your growing business.

Treasury Management Icon


NCB offers time-saving solutions that help maximize your financial returns and focus on your business.

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Commercial Loans Icon


Businesses benefit from our deep knowledge of the market, competitive rates and terms and personalized, locally-based decision-making. 

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Business Mobile Deposit Icon

Mobile Deposit

Our dedication to providing the best solutions for our business customers make our deposit services an integral part of your treasury management.

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CDARS and ICS Icon

IntraFi Network Deposits

IntraFi Network Deposits is a smart, secure, and convenient way to safeguard large deposits placed into a money market or CD. 

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National Capital Bank is always keeping our customers’ online security and safety top of mind. In order to help protect against fraud and phishing, we have transitioned to a .bank domain. So now you know, if it’s not from a .bank, it’s not from us. Learn more about the change.

Digital services
Online Banking Icon


Online and mobile banking offer a FREE, secure and convenient way to access your accounts anytime.

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SecurLock Security Icon


SecurLOCK Equip is an easy-to-use mobile app that puts the power to protect your debit card in your hands.

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Community First
NCB in the Community

As a local bank that has been part of the community for over 131 years, we understand firsthand the importance of strong community relationships, built on trust and understanding, like our relationship with Neal Henderson and the Fort Dupont Hockey Club. While nonprofit organizations work hard to provide valuable services and resources, we work hard to design financial solutions that help them maximize their impact.

NCB in the Community
Customers First
The Market Lunch

The Glasgow Family of Eastern Market has been banking with National Capital Bank for over 60 years. As the Glasgows have grown their business, find out why NCB has remained a perfect fit throughout the years.

“It’s such an esteemed community bank. A lot of people that live on Capitol Hill and bank at NCB take pride in the fact that their bank does so much for their community.”
Tommy Glasgow Portrait
Tommy Glasgow
The Market Lunch
Customers First
Chat's Liquors

The Williams family has owned and operated Chat’s Liquors for decades, evolving the pioneering spirit retailer with NCB’s support.

“It’s truly a family environment at NCB —
because so many of them are family there, or have become family throughout the years.”
Ophelia Williams Portrait
Ophelia Williams
Chat's Liquors
Customers First
Cap8 Doors & Hardware

At the onset of the pandemic Lisa, leaned on the relationships she had at National Capital Bank to secure PPP funding — keeping her doors open so that she could continue to serve the business community and her employees.

“The quick response time and personal service that NCB provided was critical. The importance of a trusted local bank cannot be overstated.”
Lisa Williams Portrait
Lisa Williams
Principal, Cap8 Doors & Hardware