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Business Banking

Commercial Financing Solutions

Nobody knows the Washington, D.C. area like NCB – we've been serving local businesses since 1889. Businesses benefit from our deep knowledge of the market, competitive rates and terms and personalized, locally-based decision-making.   

Commercial Real Estate

Finance or refinance commercial real estate such as office buildings, warehouse and retail sites or multi-family units; expand owner-occupied properties; and acquire or renovate short term investment properties.

Commercial, Industrial and Small Business

Finance working capital needs for inventory, growth, and expansion; manage cash flow including accounts receivables and establish short-term or seasonal funding for non-real estate transactions as well as for owner-occupied real estate transactions.

Construction Finance

Finance new construction, renovation, or expansion for owner-occupied or investment properties.

Learn More About Our Construction Finance Option

Equipment Financing & Leasing

Purchase new or previously owned equipment with lease financing options

Learn More About Our Equipment Financing Services

Government Contractors

Financing solutions to maximize productivity, effectively manage receivables and deploy working capital for growth through contracts and establish structured funding for M&A, ESOPs, and equipment.

SBA Loans

Loans backed by U.S. Small Business Administration for the purchase of real estate, long-term fixed assets, business acquisitions, expansions, working capital and more.

SBA 7(a) Loans

Loans guaranteed by the U.S. Small Business Administration for business acquisitions, business expansion, leasehold improvements and buildouts, equipment, furniture, and fixtures, and working capital.

SBA 504 Loans

Loans requiring a low-down payment and backed by the U.S. Small Business Administration for the purchase of real estate or long-term fixed assets to support business operations.

Learn More About Our SBA Loans

Nonprofit Organizations

Finance options to support your organization’s need for working capital, real estate, program expansion and more.

Business Credit Cards

Our Visa® Business Credit Card is a great fit for your business or organization. Take control of your business spending and enjoy great rates, rewards, and security – all from the bank you know best.

Apply Now

NCB’s commercial financing solutions include term loans, lines of credit, credit cards and letters of credit.

Contact us today to get your next project started.

All NCB financing solutions are subject to credit approval and terms and conditions apply.  This is not a commitment to lend and is subject to change without notice. Business credit cards are offered in partnership with TCM Bank, N.A., a subsidiary of the Independent Community Bankers of America (ICBA), and are subject to credit approval.