Personal Checking Accounts

Personal checking accounts require a minimum opening deposit of $100. NCB Online and Mobile Banking and Mobile Deposit services are free, however fees may apply from your wireless carrier. Annual fees for Safe Deposit Boxes vary and they are subject to availability. eChecking accounts available to residents in Washington, D.C. and certain counties and cities in Northern Virginia and Maryland.  Limited to only certain personal account ownership types.  Certain requirements apply for each of the accounts opened online.  Please ask for details. Platinum Checking and ePlatinum Interest Checking, one penalty-free withdrawal from a Certificate of Deposit can be made for up to $2,500 provided the balance in the CD will equal at least $1,000 after the withdrawal in made and at least six days have elapsed since the CD was opened, renewed or since any previous partial withdrawal on which a penalty was paid. For information on account requirements and fees, please refer to our account disclosures and Fee Schedule.