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Business & Personal

Deposit Rates

Effective as of December 16, 2022

Money Market

Premium Money Market

Balances $1,000,000 and over
$500,000 - $999,999.99
$250,000 - $499,999.99
$125,000-$249,999.99
$100,000 - $124,999.99
$50,000 - $99,999.99
$25,000 - $49,999.99
$2,500 - $24,999.99
Balances up to $2,499.99

Minimum Balance to Open Account

$2,500

$2,500

$2,500

$2,500

$2,500

$2,500

$2,500

$2,500

$2,500

Premium Money Market

Balances $1,000,000 and over
$500,000 - $999,999.99
$250,000 - $499,999.99
$125,000-$249,999.99
$100,000 - $124,999.99
$50,000 - $99,999.99
$25,000 - $49,999.99
$2,500 - $24,999.99
Balances up to $2,499.99
Checks
Checks
Checks
Checks
Checks

Minimum Balance to Obtain Annual Percentage Yield1

$1,000,000

$500,000

$250,000

$125,000

$100,000

$50,000

$25,000

$2,500

$0.01

Premium Money Market

Checks
Checks
Checks
Checks
Checks
Balances $1,000,000 and over
$500,000 - $999,999.99
$250,000 - $499,999.99
$125,000-$249,999.99
$100,000 - $124,999.99
$50,000 - $99,999.99
$25,000 - $49,999.99
$2,500 - $24,999.99
Balances up to $2,499.99

Interest Rate

1.55%

1.45%

1.35%

1.20%

1.05%

0.85%

0.75%

0.65%

0.05%

Premium Money Market

Balances $1,000,000 and over
$500,000 - $999,999.99
$250,000 - $499,999.99
$125,000-$249,999.99
$100,000 - $124,999.99
$50,000 - $99,999.99
$25,000 - $49,999.99
$2,500 - $24,999.99
Balances up to $2,499.99

Annual Percentage Yield (APY)2

1.56%

1.46%

1.36%

1.21%

1.06%

0.85%

0.75%

0.65%

0.05%

Checking & Savings

Checking & Savings

Interest Checking
Statement Savings
Kid's Club Savings
Personal Checking

Minimum Balance to Open Account

$100

$100

$1

$100

Checks
Checks
Checks
Checks
Checks
Checks

Checking & Savings

Interest Checking
Statement Savings
Kid's Club Savings
Personal Checking

Minimum Balance to Obtain Annual Percentage Yield1

$0.01

$0.01

$0.01

NA

Checking & Savings

Checks
Checks
Checks
Checks
Checks
Interest Checking
Statement Savings
Kid's Club Savings
Personal Checking

Interest Rate

0.05%

0.05%

0.05%

NA

Checking & Savings

Interest Checking
Statement Savings
Kid's Club Savings
Personal Checking

Annual Percentage Yield (APY)2

0.05%

0.05%

0.05%

NA

Certificates of Deposit2

30 Months
24 Months
12 Months
6 Months
3 Months

Minimum Balance to Open Account and Earn the APY

$1,000

$1,000

$1,000

$1,000

$1,000

Checks
Checks
Checks
Checks
Checks

Certificates of Deposit3

30 Months
24 Months
12 Months
6 Months
3 Months

Early Withdrawl Penalty

180 days' simple interest

180 days' simple interest

180 days' simple interest

90 days' simple interest

30 days' simple interest

Checks
Checks
Checks
Checks
Checks

Certificates of Deposit3

30 Months
24 Months
12 Months
6 Months
3 Months

Interest Rate

1.95%

1.95%

1.90%

1.70%

1.60%

Certificates of Deposit3

30 Months
24 Months
12 Months
6 Months
3 Months

Annual Percentage Yield (APY)2

1.97%

1.97%

1.92%

1.71%

1.61%

Platinum Account Holders Certificates of Deposit2

30 Months
24 Months
12 Months
6 Months
3 Months

Minimum Balance to Open Account and Earn the APY

$1,000

$1,000

$1,000

$1,000

$1,000

Checks
Checks
Checks
Checks
Checks
Checks

Certificates of Deposit3
Platinum Account Holders

30 Months
24 Months
12 Months
6 Months
3 Months

Early Withdrawl Penalty

180 days' simple interest

180 days' simple interest

180 days' simple interest

90 days' simple interest

30 days' simple interest

Checks
Checks
Checks
Checks
Checks

Certificates of Deposit3
Platinum Account Holders

30 Months
24 Months
12 Months
6 Months
3 Months

Interest Rate

2.05%

2.05%

2.00%

1.80%

1.70%

Certificates of Deposit3
Platinum Account Holders

30 Months
24 Months
12 Months
6 Months
3 Months

Annual Percentage Yield (APY)2

2.07%

2.07%

2.02%

1.81%

1.71%

¹Daily balance is the amount of principal in the account each day.

²Certificate of Deposit rate for Platinum account holders is 0.10% higher than standard CD rates and may differ at renewal. Fees could reduce earnings on the account. Interest rates and Annual Percentage Yields are accurate as of December 16th, 2022. For more information call us at 202.546.8000.