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National Capital Bank

Online Account Opening

Opening a personal account with NCB is easier and more convenient than ever. Whether you are at home, relaxing, or on the go, you can now easily set up and fund your account using your mobile phone, tablet or computer.


A fully digital account with no minimum balance, unlimited access to mobile and online banking services

Open an Account Today

ePlatinum Checking

A premium personal checking account specifically designed for customers who maintain higher balances in multiple account with lots of extra benefits

Open an Account Today


A great way to start small and build a nice nest egg with unlimited deposits

Open an Account Today

eMoney Market

Easy and flexible access to your funds.  Earn higher interest rates as your balances grow.

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Choose from a variety of fixed-rate terms ranging from 3- 36 months.

Open an Account Today
Online Account Opening

Follow these 4 easy steps to enjoy all the benefits your new NCB eSuite Account has to offer.

Enter Your Zip Code
Accounts are available to those within NCB’s local service area
Choose Your eSuite Account
Our eSuite accounts offer savings and convenience – including eChecking, eMoney Market, eSavings or an eCertificate of Deposit
Tell Us About Yourself
Gather your information and verify your identity through our secure account opening process
Fund Your Account
Transfer from an existing NCB account or set up a secure deposit from another financial institution
Open an Account Today

Personal checking accounts require a minimum opening deposit of $100. NCB Online and Mobile Banking and Mobile Deposit services are free, however fees may apply from your wireless carrier. Annual fees for Safe Deposit Boxes vary and they are subject to availability. eSuite accounts available to residents in Washington, D.C. and certain counties and cities in Northern Virginia and Maryland.  Limited to only certain personal account ownership types.  Certain requirements apply for each of the accounts opened online.  Please ask for details. Platinum Checking and ePlatinum Interest Checking, one penalty-free withdrawal from a Certificate of Deposit can be made for up to $2,500 provided the balance in the CD will equal at least $1,000 after the withdrawal in made and at least six days have elapsed since the CD was opened, renewed or since any previous partial withdrawal on which a penalty was paid. For information on account requirements and fees, please refer to our account disclosures and Fee Schedule.