¹ NCB credit cards are issued in partnership with TCM Bank, N.A., a subsidiary of the Independent Community Bankers of America (ICBA), and are subject to credit approval. Please refer to the application disclosures for current rates, terms and fees.
² Terms and Conditions for Home Equity Lines of Credit. Annual Percentage Rate (APR) effective as of 7/27/2023 and is subject to change. The interest rate adjusts to a variable rate equal to the Wall Street Journal Prime Rate (current APR is 8.50%). The minimum APR will not go below 8.50% and the maximum APR will not exceed 18.00%. The rate is subject to change monthly based upon changes in the Wall Street Journal Prime Rate. Available for principal residences only located in the Washington metropolitan area. Purchase money loans are not eligible. Maximum loan-to-value ratio of up to 80%, less any existing mortgages. Property insurance is required. Not responsible for closing costs up to $3,000. Title insurance and/or appraisal may be required. If you close your account within 36 months, closing costs must be reimbursed. Costs generally total between $1,456.00 and $6,032.00. The minimum line amount is $10,000 and the maximum is $500,000. Offers subject to credit approval. Other products and terms may exist for applications which do not qualify under above conditions. Interest paid on home equity account may be tax deductible. Consult your tax advisor regarding tax advantages.
³ Subject to credit approval. Terms and conditions apply. Not a commitment to lend and subject to change without notice. Our Mortgage Loan Originators are registered with the National Mortgage Licensing System (NMLS) and Registry. National Capital Bank’s ID # is 663128. Learn more at http://www.nmlsconsumeraccess.org
4 Annual Percentage Rate (APR) effective as of 1/18/18 is 11.50% and is subject to change. All personal loans, lines of credit are subject to credit approval.