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Bank with Confidence

The Safety, Security and Soundness of Banking Locally

You’re invested in your bank, but are they equally invested in your success? At National Capital Bank, we're committed to providing personalized service, tailored solutions, and a sense of community that you simply won't find at a national bank. And with our proactive approach to safety and security, you can trust that your money is in good hands.

Why bank locally?

Relationship Banking Approach

Our team of experts will take the time to get to know you and your unique financial goals, and we'll work with you to develop a customized plan to achieve them. Our unique relationship banking approach means we are hands on, proactive and responsive to your needs and invested in your successes.

Leading Technology & eBanking Solutions

Banking locally doesn’t mean that you have to sacrifice, though. We offer top-tier banking solutions that are on par with national banks, like online account opening for personal checking and savings accounts and a full suite of mobile banking capabilities. We strive to make managing your finances as easy and convenient as possible.

Safety & Security

When selecting a bank, safety and security is a critical concern. Because we’re a community bank, we implement a particular range of safeguards to ensure that your finances remain secure:

  • We have a well-diversified deposit base and maintain strong capital levels that align with regulatory requirements, and we are not in the cryptocurrency business or heavily leveraged in the tech industry
  • Our customers have access to FDIC insurance to protect deposits up to $250,000 per account ownership
  • We have the capacity to offer additional FDIC coverage through our partnership with IntraFi ICS and CDARS accounts

Investment in the DMV Community

Your neighborhood is our neighborhood; we're committed to supporting local businesses, promoting economic growth in the D.C. area, and helping our community members to achieve their financial goals.

In times of economic uncertainty, the resiliency of community banks remains. Economic volatility, rapidly rising interest rates and bank closures have left many feeling uncertain and concerned about the safety of their money. But at National Capital Bank, we want to assure our customers that we’re here to stay: We’ve been a part of this community since 1889, and we’re committed to serving our customers for many more to come.

Learn more about our relationship banking approach to serving our customers and our communities, get in touch with us today and meet our team.